Mobile Wallet Fee Calculator — Pakistan (JazzCash, Easypaisa, UPaisa)
Sending money to a parent, a worker, or a customer? Check the fee before you send. A transfer to someone’s CNIC can cost up to Rs 650, while the same money sent to their wallet or by Raast costs nothing. Enter the amount, pick your wallet and route, and see the exact fee — plus the free alternative.
Calculate your transfer fee
All calculations happen in your browser. Nothing is sent or stored.
CNIC transfers are capped at Rs 25,000 per transfer.
CNIC pickup is for someone with no wallet or bank account. Everyone else should get a wallet transfer — it is free.
Three steps before you press send
Enter the amount and your wallet
JazzCash, Easypaisa and UPaisa charge the same CNIC fee up to Rs 15,000 — they only differ at the top slabs, so the wallet you already use is usually the right choice.
Pick the route honestly
If the receiver has any wallet or bank account, choose that route instead of CNIC. A wallet transfer or Raast payment costs Rs 0, and the receiver can still withdraw cash from an agent afterwards.
Check the split warning
Splitting a payment into two transfers almost always costs more, because each part is charged its own slab. Rs 20,000 sent once costs Rs 500; sent as two Rs 10,000 transfers it costs Rs 640.
CNIC transfer fees — October to December 2026 schedules
Every slab below comes from the three wallets’ October to December 2026 schedules of charges, read on 31 October 2026. The three wallets are identical up to Rs 15,000; JazzCash is Rs 70 cheaper between Rs 15,001 and Rs 16,000, and Easypaisa is Rs 50 cheaper on the top slab.
| Amount sent to a CNIC | JazzCash | Easypaisa | UPaisa |
|---|---|---|---|
| Up to Rs 1,000 | Rs 55 | Rs 55 | Rs 55 |
| Rs 1,001 – 2,500 | Rs 110 | Rs 110 | Rs 110 |
| Rs 2,501 – 4,000 | Rs 160 | Rs 160 | Rs 160 |
| Rs 4,001 – 6,000 | Rs 215 | Rs 215 | Rs 215 |
| Rs 6,001 – 8,000 | Rs 270 | Rs 270 | Rs 270 |
| Rs 8,001 – 10,000 | Rs 320 | Rs 320 | Rs 320 |
| Rs 10,001 – 13,000 | Rs 375 | Rs 375 | Rs 375 |
| Rs 13,001 – 15,000 | Rs 430 | Rs 430 | Rs 430 |
| Rs 15,001 – 16,000 | Rs 430 | Rs 500 | Rs 500 |
| Rs 16,001 – 20,000 | Rs 500 | Rs 500 | Rs 500 |
| Rs 20,001 – 25,000 | Rs 650 | Rs 600 | Rs 650 |
Honest limits. This calculator is an estimate from published schedules, not a quote from your app. Tax treatment differs: UPaisa states its fees include FED, JazzCash prints its table without saying tax is included, and Easypaisa says government taxes are recovered on top — so the fee shown on screen before you confirm is the final word. Wallet and bank limits (daily/monthly) also apply on top of these fees.
Wallet fee questions
Sending to the receiver’s own wallet or bank account. Wallet-to-wallet transfers and Raast payments carry no fee, and bank transfers are free within the Rs 25,000 monthly free allowance most large banks and JazzCash give. Sending to someone’s CNIC for cash pickup is the most expensive route and should be the last resort.
Rs 320 on JazzCash, Easypaisa and UPaisa alike, because Rs 10,000 falls in the Rs 8,001 to Rs 10,000 slab on all three wallets’ October to December 2026 schedules. The receiver collects the full Rs 10,000; the sender pays Rs 10,320 in total.
Rs 25,000 per transfer on all three wallets. Above that you must send to the receiver’s wallet or bank account instead, or split the payment — though splitting usually costs more in fees, because each part is charged its own slab.
No fee is listed for collecting. JazzCash lists cash out from a CNIC at zero and UPaisa lists money received over the counter as free. The receiver needs their original CNIC and the transaction ID, and collects from an agent of the same wallet company — never any random shop.
A CNIC transfer is a cash service: an agent hands over physical cash, verifies identity and carries the float, so the wallet charges a slab fee for it. A wallet-to-wallet or Raast transfer moves digital balances with no cash handling, so it costs nothing.
These figures are from the wallets’ October to December 2026 schedules of charges, as read on 31 October 2026. Tax treatment differs — UPaisa states its fees include FED, JazzCash prints its table without saying tax is included, and Easypaisa says government taxes are recovered on top — so always check the fee shown on screen before confirming. The in-app figure governs.
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